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Cash Assistance

This easy option to our Home Flex mortgage provides cash assistance equal to a maximum of 3% of the loan amount to help borrowers defray the cost of downpayment, closing costs, and prepaid escrow expenses associated with purchasing a home.

Borrowers must contribute a minimum of 1% (based on purchase price) using their own funds (excluding gifts).

No cash back is allowed at closing and homebuyer education is required.

Income, purchase price and all other guidelines follow the Home Flex mortgage.

There is no monthly payment on the cash assistance portion. Cash Assistance is available exclusively on home purchases.

To apply for the program, contact one of our participating lenders. For more information about cash assistance, contact New Hampshire Housing's Homeownership Division at 1-800-649-0470.